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Find Your Agreements
We can find your agreements and manage your claim in a few easy steps.
Bought a car on finance?
You could be owed a refund!
No Paperwork, No Lender, or Reg Plate Needed!
Use our tool to identify car finance agreements going back to 2007. You may be eligible for compensation for mis-sold car finance.
SSL Encrypted - Your information is 100% safe & secure
- Check if your car finance could qualify for compensation
- Our team manages the claim from start to finish
- Experienced Claims Management Company, authorised and regulated by the Financial Conduct Authority
- £65m recovered for clients in PPI
You do not need to use a claims management company to make your complaint, you can make a complaint yourself to the lender or you can refer it to the Financial Ombudsman for free or by using the FCA industry wide redress scheme that is being introduced on 30 June 2026.
How much could you be owed?
How many cars have you had on finance since 2007?
Estimated claim value
£1,658
Based on the FCA average of £829* per agreement.
This estimate is illustrative only and does not guarantee compensation. Any redress will depend on your individual circumstances and lender assessment.
Application 100% Online
Check your claim in 3 easy steps
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Check Your Eligibility
Our dedicated claims team will carefully prepare and submit your finance claim, managing everything from start to finish.
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Receive An Outcome
If your claim is successful, compensation may be payable. The FCA has published an estimated average redress figure of £829 per eligible agreement, although compensation is not guaranteed and may be higher, lower or nil depending on individual circumstances.
Is Your Lender on the List?
We'll find agreements across multiple lenders to ensure you get the maximum compensation possible.
0-9 lenders
5 lenders listed
- 1st Stop Car Finance
- 1st Stop Finance
- 247 Money
- 247 Money Group
- 2nd City Mortgages
Why Choose Us?
Trusted by thousands for efficient, stress-free claims management
We find your agreements
Our system is linked with multi bureau credit reference checker giving us the best chance of identifying all of your car finance agreements.
£65m recovered for clients in PPI
Thousands trust our efficient, hands-off service for finance claims.
Manchester-based, experienced team
Our specialists manage your claim from start to finish.
Quick, easy claim process
Submit your details in minutes - no paperwork needed.
Clear updates at every step
Receive regular progress reports and transparent communication.
Personal support for every client
Our team is here to answer questions and guide you.
What the FCA Investigation Found
Understanding undisclosed commission in car finance agreements
FCA Findings
Between April 6, 2007, and November 1, 2024, many car dealerships arranged finance on behalf of customers. In these arrangements, dealers often received commission payments from finance providers.
What the FCA found in some cases
- Commission amounts were not disclosed to customers
- Higher interest rates may have been applied to increase commission payments
- Customers were not given information that could have affected their decision
FCA Estimate
Approximately 12.1m agreements may be affected
How It Happened
Finance Agreement Signed
You took out car finance through a dealership
Commission Arrangement
The dealer received commission from the finance provider
Not Disclosed
This commission may not have been made clear to you
FCA Investigation
The FCA found widespread issues with these arrangements
Your Right to Claim
You may be entitled to compensation
If your agreement included these arrangements, you may be eligible for compensation.
FCA updates
Motor Finance Claims – Key FCA Timeline
Frequently Asked Questions
If you financed a vehicle in the UK between April 6, 2007, and November 1, 2024, and suspect mis sold motor finance, you may qualify. This includes hire purchase and PCP agreements.